Path to Homeownership
How It Works
The steps below are required to be eligible for NHSSN path to homeownership services.
Take the HUD-certified homebuyer course
Complete an eight-hour course on the basics of purchasing a home. This is a requirement to receive assistance.
Complete your intake package
After finishing step 1, submit our online application to prepare to speak with one of our awesome counselors.
speak with one of our awesome counselors
Learn about homeownership, including credit issues, mortgage options, and overcoming barriers to purchasing.
Requirements to receive wish funds:
• Buyer must be 1st time homebuyer (someone that hasn’t owned a home in the last 3 years)
• WISH Funds from Federal Home Loan Bank of San Francisco offers a 4 to 1 match up to $20k. There is no maximum amount you can contribute, but the maximum matching contribution is $20k regardless of your contribution.
• The income limitation is up to 80% area median income. This program is not demographic specific and is a (5) year forgivable. Funds are on a first come first serve.