Path to Homeownership
How It Works
The steps below are required to be eligible for NHSSN path to homeownership services.
Step 1
Take the HUD-certified homebuyer course
Complete an eight-hour course on the basics of purchasing a home. This is a requirement to receive assistance.
Step 2
Complete your intake package
After finishing step 1, submit our online application to prepare to speak with one of our awesome counselors.
Step 3
speak with one of our awesome counselors
Learn about homeownership, including credit issues, mortgage options, and overcoming barriers to purchasing.
Requirements to receive wish funds:
• Buyer must be 1st time homebuyer (someone that hasn’t owned a home in the last 3 years)
• WISH Funds from Federal Home Loan Bank of San Francisco offers a 4 to 1 match up to $20k. There is no maximum amount you can contribute, but the maximum matching contribution is $20k regardless of your contribution.
• The income limitation is up to 80% area median income. This program is not demographic specific and is a (5) year forgivable. Funds are on a first come first serve.
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