Pre-Purchase Counseling

Buying a house? Let's talk about your options.

Are you tired of throwing away money on rent? Ready to invest in your future by buying a home and building equity? It's a significant step, but you don't have to navigate it alone! Let us guide you through the process, covering everything from loan options and down payment strategies to finding your dream home. Your journey to homeownership starts here!

We offer more than just information:

Workshops and personalized counseling to help you get started on the right foot.
Connections to partnering lenders who can guide you through financing options.
A network of certified real estate partners to help you navigate the buying process.

Let's turn your dream of homeownership into reality!

FHA Loans

FHA loans are government-backed mortgages that can make buying a home more accessible with a lower down payment (as low as 3.5% in some cases). This can be a great option for first-time homebuyers or those with limited savings.

Down Payment Assistance

Down payment assistance programs can provide grants or loans to help bridge the gap between your savings and the down payment required for your dream home. These programs are often available through state or local governments,non-profit organizations, or even directly from lenders.

One-on-One Homebuying Counseling

One-on-one counseling is your opportunity to meet with one of our housing experts to get all your homebuying questions answered. During your session, you will receive personalized guidance tailored to your unique situation. Here’s what you can expect:

Income and Asset Review
Discuss your financial standing, including income, assets, and how they impact your homebuying process.

Credit Analysis
Review your credit score and identify steps to improve it if needed.

Mortgage Options
Explore mortgage programs that fit your needs and financial goals.

Down Payment Assistance Programs
Learn about available programs that can help make homeownership more affordable.

Barriers to Purchase
Identify any challenges that may affect your ability to buy a home and develop strategies to overcome them.

Budgeting and Financial Planning
Create a realistic, sustainable budget that accounts for the costs of homeownership.

Personalized Action Plan
Receive a step-by-step plan to help you achieve your dream of owning a home.

Our counselors are here to help you navigate the homebuying journey with confidence.

What we have done so far to help other homeowners.

Discover the initiatives we've undertaken at NHSSN to support homeowners, including personalized counseling sessions, informative workshops, and community-building activities designed to make homeownership a rewarding experience.

Not too late yet. Join us.
We offer workshops and counseling for new homeowners.

STEP 1

Download and complete the Counseling Intake Form.

STEP 2

After completing and submitting the Counseling Intake form, you can now schedule your appointment. Select the class or workshop you want to attend at the time and date you prefer.

Schedule your Appointment

STEP 3

Someone from our team will reach out to you to confirm the appointment.

DOWNLOAD & PRINT

Your Path to a successful journey to homeownership! Our goal is to fulfill your homeownership dream and turn it into a reality! Education and knowledge are the keys to unlock your homeownership goals.